California Dream For All Shared Appreciation Loan Program
CalHFA is offering 20% DOWN PAYMENT ASSISTANCE for a limited time!
CalHFA Dream For All Program
A revolving, shared appreciation loan program that provides loans for a down payment. Upon sale or transfer of the home, the homebuyer repays the original down payment loan, plus a share of the appreciation in the value of the home.
|20% "Silent" 2nd mortgage (no payments) for up to 20% of the purchase price or appraisal.|
|Homebuyer does NOT make payments on the 2nd loan until the property is sold, refinanced, or transferred.|
|No mortgage insurance payments.|
|Cannot have owned a home in the last 3 years.|
|Can use funds to cover closing costs.|
|Down Payment Funds for this special program are limited and available on a first come first serve basis! APPLY TODAY!|
— Dream for All fund provides a loan for 20% of the home purchase price.
— The homeowner pays back the original loan amount plus 20% of any appreciation in the value of the home.